Visa Credit Cards
Why get your credit card through a big national bank when you can enjoy a great low rate, the same benefits and much more through PCU? Our Visa cards are among our most popular services!
Cash back... you want it, we have it! Earn 1.5% cash back on every purchase, every day. No limit. No changing categories. And best of all, no annual fee. You'll save with 0% APR on purchases and balance transfers for twelve months (after the promotional period, the purchase rate applies; purchase rates range from 12.50%* - 20.50% as of 1/1/18, based on underwriting). And with credit lines starting at $10,000, you'll have even more purchasing power.
*APY=Annual Percentage Rate. Rate may change with the market based on the Prime Rate quoted in the Wall Street Journal. The Prime Rate plus the margin equal the APR. The APR can change on the first day of the billing cycle in the month following a change in the Prime Rate. We will use the Prime Rate as of the 15th day of the month before the month of any APR adjustment.
Preferred Platinum Visa
Want the lowest rate available on our Platinum credit cards? Preferred Platinum Visa has it ... a preferred rate. And, of course, no annual fee. Apply online today.
Platinum Points Visa
Like earning points for your purchases? The Platinum Points Visa is for you. Earn one point for every dollar in purchases while you enjoy a great rate and no annual fee. Use your points for great opportunities via the Rewards! program including airfare, hotel stays, cruises, electronics, housewares and sporting equipment, plus gift cards and much more. You can receive rewards for as little as 3,200 points! Apply online today. And, visit the Rewards! site to learn more about the travel and merchandise opportunities or to review complete Program Rules.
Secured Platinum Visa
If you have no credit history or past credit problems, a Secured Visa can make increasing your purchasing power and credit limit easy. Our secured cards allow you to pledge your savings shares on deposit as collateral for your credit card. You'll enjoy a low rate and NO annual fee while your savings continue to earn interest. Apply online today.
To activate your PCU Visa credit card, call: 866-883-8472.
To report a lost/stolen card: 888-438-0126 or 800-VISA-911; outside the U.S., call: 410-581-9994