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Loan Rates

Savings Rates

Fee Schedule

 

Savings Rates
Effective August 16, 2014
(Rates subject to change without notice)

Type of Account Dividend Rate Annual Percentage Yield (APY) Minimum Balance Requirements
Tiered Savings
$25 - $2,499.99
$2,500 - $9,999.99
$10,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - or more
 
0.01%
0.01%
0.01%
0.01%
0.01%
 
0.01%
0.01%
0.01%
0.01%
0.01%
 

$1.00
 
 
 
 
Holiday Savings 0.0499% 0.05% $25.00
Traditional IRA 0.0999% 0.10% $25.00
ROTH IRA (Certificates)
12 month CD
36 month CD

0.03%
0.299%

0.03%
0.30%

$500.00
$500.00
6 month CD 0.009% 0.01% $1,000.00
12 month CD 0.03% 0.03% $1,000.00
18 month CD 0.05% 0.05% $1,000.00
24 month CD 0.10% 0.10% $1,000.00
30 month CD 0.149% 0.15% $1,000.00
36 month CD 0.299% 0.30% $1,000.00
48 month CD 0.449% 0.45% $1,000.00
60 month CD 0.598% 0.60% $1,000.00

*Dividend Rates and Annual Percentage Yields for Regular Savings Accounts and Holiday Accounts are the latest rates declared by the Board of Directors. Rates and Yields for the current month may be different. Dividends are paid from current income and available earnings, and are declared at the end of each month.

Dividends compounded and credited monthly on all Savings and Certificates. A substantial penalty is imposed for early withdrawal.

 

Type of Account Minimum Balance Requirements Per Check Fees Monthly Account Fees
Free Checking none none none