savings Rates Services News


Credit Union products and services
work together to make your financial transactions as easy, economical and efficient as possible.

Credit Union services allow you to pay bills your way, by check, automatic ACH payment (automated clearinghouse) or using our online bill payment service. Access your funds 24 hours a day, seven days a week with your Credit Union ATM. At any ATM, you may also check your account information with your PCU ATM or VISA® debit card. In addition, transfer funds, check balances, and more using CALL-24 telephone account access or CLICK-24 Internet account access. Even pay bills online any time day or night with BillPayer, an available service for those Members registered for CLICK-24. Check out these and many other services offered by your credit union.

Checking

Dare to compare your Credit Union’s Checking Account to most others. You’ll see why it is the reason many Members choose to use it as their key account. This account saves you money with no minimum balance, no per check charges, and no monthly maintenance fees.

It has all the bells and whistles you need: a great selection of checks and check accessories, access to your funds with our ATM or VISA® debit card, CALL-24 telephone account access and CLICK-24 Internet account access and BillPayer.

For information please contact a Member Service Representative Mon. – Fri., from 8:30 a.m. – 4:30 p.m. CST at (314) 982-2888 or toll free at (877) DIAL PCU, (877-342-5728). Click here to see the current PCU Charge Schedule      [West Community Credit Union]

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ATM (Automated Teller Machine) and VISA® Debit Cards

Purina Credit Union ATM and VISA® debit cards allow you to access your funds and pay for purchases at many merchants that accept them. Check balances and access your funds 24 hours a day, seven days a week, at thousands of ATMs worldwide bearing the CIRRUS, STAR/HONOR, MAESTRO and CO-OP logos, shown below. There is no charge for either card. Our ATM and VISA® debit cards provide you with unlimited balance inquiries and 10 free withdrawals per month. In addition, deposits are FREE when made at any CO-OP ATM!

CO-OP

CO-OP Network:
PCU is a member of the CO-OP Network of ATMs. This membership gives you access to over 25,000, surcharge-free ATMs nationwide and in Canada. Of these, 5,500 are located at a 7-Eleven near you. For frequent fliers, there is a CO-OP ATM located at Lambert-St. Louis Intl. Airport on the upper floor of Concourse C. Many more participating ATMs are added every day. CO-OP ATMs are also located in several other countries. To find a CO-OP ATM near you, click here: Locate a CO-OP ATM.
PCU VISA® debit cards may be used everywhere VISA® debit cards are accepted. Debit cards give you the convenience of a credit card at retailers and merchants that accept them, but they work like a check. Purchase payments come directly from your checking account.

Lost/Stolen ATM And Debit Card Contact Numbers

If your ATM or Debit card is lost or stolen and you need to make a report after normal business hours, please use the appropriate contact number below.

  • From within the United States.....800-754-4128

  • From outside the United States...414-341-6535

Click here to see the current PCU Charge Schedule


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24-hour Access

Convenient access to your accounts is available through a variety of Credit Union services.

CALL-24 Telephone Account Access
Our audio response telephone service is available 24 hours a day, 7 days a week. Simply call (314) 982-5552 or (800) 982-5552 to access the system. The following include some of the key services offered through CALL-24:
  • Savings, Checking and Loan Balances
  • Transfers between accounts
  • Loan payments by transfer
  • Current Savings and Checking Rates
Click here to see the current PCU Charge Schedule

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CLICK-24 Internet Account Access (Click here to enter CLICK-24 Internet Account Access)
Our online banking is available 24 hours a day, 7 days a week. The following include some of the key services offered through CLICK-24:
  • Savings, Checking and Loan Balances
  • Transfers between accounts
  • Loan payments by transfer
  • Current Savings and Checking Rates
  • BillPayer -- as an optional, time-saving, cost-effective feature
To sign up for CLICK-24 you must call PCU at (314) 982-2888 or toll-free at (877) DIAL PCU, (877-342-5728).

To view our PCU CLICK-24 with BillPayer DEMO, please CLICK HERE and click the Login button.

Click here to see the current PCU Charge Schedule

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CLICK-24 with BillPayer (Click here to enter CLICK-24 with BillPayer)

Imagine being able to pay your bills any time you want - conveniently, safely and efficiently without the hassles and expense of writing checks and addressing envelopes! Let us introduce you to our BillPayer service -- available to you once you have registered for Click-24 account access.

BillPayer is the newest way to manage your monthly finances, 24 hours a day, 7 days a week. Registration for BillPayer is online from within Click-24 -- simply log into your Click-24 account and then click the BillPayer button on the left. Simple instructions will guide you through the short process. Please note that a PCU checking account is required to sign up for this service. Currently, the BillPayer service is free for the first 90 days and then there is a small, $2.95 monthly fee thereafter. To view our PCU CLICK-24 with BillPayer DEMO, please CLICK HERE and click the Login button.

Click here for the current PCU Charge Schedule


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Deposit, Payment and Insurance Services

Your Credit Union offers the following services to make your financial transactions as convenient as possible. Please contact a Member Service Representative for details at (314) 982-2888 or (877) DIAL PCU, (877-342-5728) toll free.
  • Direct Deposit
  • Wire Transfer
  • Cashier Checks
  • Western Union
  • ACH (Automated Clearinghouse Payments)
  • Credit Life & Disability Insurance
  • Long-term Care Insurance
Click here to see the current PCU Charge Schedule


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